I think I might have some health issues…
We're sorry to hear that... but also happy that you came to us. We've helped hundreds of people with medical conditions get the coverage they need.
As a general rule, the younger and healthier you are, the better your rates will be. But even if you have some chronic health problems, don't assume you'll be turned down - you have option and we're here to help. We know which companies will provide a good rate for your particular condition.
Every insurance company has their own underwriting standards and some will be OK with medical conditions that others would deny. That being said, there's good news. Medical advances have improved outcomes for patients and lowered premiums for life insurance applicants suffering from health issues. If you're recovering or if your condition has been under control for some time now, you'll be able to secure some pretty good life insurance rates.
If you're still unsure, give us a call and we'll let you know what to expect.